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Fixed-Term Deposits Instead of Funds?.


Zurich, Switzerland May 20, 2025 (Issuewire.com) - Following the interest rate turnaround, fixed-term deposits are once again becoming a focus for many investors. New offers are also emerging in Switzerland for example, at Rockwell AG, which has significantly expanded its portfolio with an internal fixed-term deposit offensive.

ZURICH. For a long time, fixed-term deposits were considered an unattractive form of investment safe, but with low interest rates. However, this picture has changed since the key interest rate hikes in Europe. Many investors are returning to fixed-interest accounts with predictable terms and manageable risk. Particularly in demand are terms between six months and two years with interest rates significantly above domestic levels.

A large portion of these offers comes from other EU countries. Banks in Spain, Italy, or Portugal are attracting customers with higher conditions. These are increasingly brokered through digital platforms that provide customers with easy access to these offers including the statutory EU deposit guarantee of up to 100,000 euros per bank and customer.

Rockwell AG with a New Focus

Rockwell AG, a Zurich-based company with 25 years of experience in independent asset management, recognized this trend early on. In 2022, the company began brokering fixed-term deposit products from European banks initially as a supplement to its asset management services, but now as an independent business segment.

As part of a targeted internal fixed-term deposit offensive, Rockwell has significantly expanded its offerings. The company's platform lists various European banks, terms, and interest rates. The process is completed entirely digitally, though personal consultation remains part of the model.

Furthermore, Rockwell leverages the negotiating power generated by its high brokerage volume with partner banks. This volume enables the company to negotiate conditions for its clients that are often more attractive than those individual investors would receive directly from the bank.

Independence Through Uniform Commission

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A key differentiator lies in the remuneration model: Rockwell AG employees receive a fixed commission per client regardless of which bank, product, or volume is brokered. According to the company, this is intended to keep consultations objective and independent of banks.

A major German-speaking consumer protection center recently criticized that many platforms offer products with varying commissions which could undermine the independence of advice. Rockwell consciously positions its model against this practice.

Security-Mindedness as a Driver

The market remains in flux. Whether fixed-term deposits will establish themselves as a long-term investment alternative or are merely a temporary reaction to volatile markets remains to be seen. What is clear is that in an uncertain financial environment, the demand for simple, transparent, and secure products is growing.

With its fixed-term deposit offensive, Rockwell AG has opened a new chapter positioning itself in a sector that received little attention for a long time but is now noticeably gaining relevance.

Media Contact

Rockwell Investments AG


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https://rockwell-ag.com/

Source :Rockwell Investments AG

This article was originally published by IssueWire. Read the original article here.

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